PROFESSIONAL PROFILE
Wayne Phelps
As a trusted adviser and loan originator for three decades, I know what's what in qualifying applicants and closing home loans on time with minimal drama. Putting that empirical knowledge to work for you, I founded Laguna Sierra Mortgage Group in 2007. A respected and stable mortgage broker, LSMG attentively helps borrowers and loan officers navigate the complexities and nuances of current underwriting guidelines and regulations.
Checking Off the Cliches (All lenders boast 'em; LSMG proves them)
-- Customer service and solution oriented.
-- Skilled in serving first-time buyers and high-net-worth clientele alike.
-- Outside the box thinking.
-- Myriad loan products covering every market niche.
-- Competitive pricing; Really!
Specialties
-- Conforming, Jumbo, FHA/VA, HELOC's, Reverse & Portfolio lending throughout CA.
-- Genuine and pragmatic communication.
-- Calm and steady under fire; rational and diplomatic.
-- Purchases, Refinances, Amortizing and Interest-Only Loans.
-- As much "hand-holding" and counseling as you'd like throughout the loan process.
For Loan Officers Contemplating a Change
-- LSMG is an approved broker with most all the coveted sources!
-- Well-regarded by lending sources.
-- Work from the office (casual and professional) or remotely.
-- Actively originating myself, I'm your ally in deal structuring and know what it's like for you in the trenches.
Me, personally: When not in the office closing your loan(s), I might be skiing, hiking, running, stand up paddling, enjoying college football or horsing around with our exuberant dogs!
PROFESSIONAL EXCELLENCE
Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.
The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Orange County-area mortgage professionals who stand out in their industry and community.
To learn more about the research methodology, click here.
