PROFESSIONAL PROFILE
The Ed Fontes Team
www.edfontes.com
I pledge to provide the finest personal quality service for my clients, advancing their personal goals by achieving the American Dream of Homeownership, meeting all their real, perceived, psychological, emotional, and personal needs. I recognize every client has unique wants and needs and it is my highest priority to provide individualized service for every client!
With a little over 41 yrs of quality experience, 40% OF MY LOANS ARE TURN DOWNS FROM BANKS AND OTHER LENDERS! My TEAM and I can structure the right type of financing. I started in construction, worked in commercial and residential real estate as a top producer, and, finally, entered mortgage lending. I’ve been a top producer with a variety of local and super-regional organizations. In today's market it is more important to look at the experience of the loan officer and his TEAM, then the lender. I’ve structured and funded loans that other, more inexperienced loan officers could not figure out. It's not strictly about the rate – IT'S ABOUT THE ABILITY TO CLOSE THE LOAN!
We have programs to fit most clients’ needs – from first-time buyer programs to conventional, FHA, VA, Reverse Mortgages for the elderly, FHA 203(k) Standard and Streamlined programs. Don’t waste time shopping around on the Internet or on the phone for a great rate. Talk to a professional, like me, who will make sure you meet the program guidelines before quoting a rate. I have the in-the-trenches experience and knowledge you need to make an informed financing decision.
REALTORS: How many of your clients are unable to close a loan because of overlays and strict credit standards? CALL ME NOW TO HELP YOUR CLIENTS!
BUILDERS: How many millions are you losing because you are not dealing with a company with direct relationships with FNMA, FHLMC and GNMA? AmeriFirst Financial Inc,, is a Platinum Chairman's Circle affiliated with the North Stae Building Association. https://www.youtube.com/watch?v=sldagfGkSsI&feature=youtu.be We are Preferred Lender with Several local builders. CALL ME TO CLOSEOUT NOW!
www.edfontes.com
NMLS ID #233325
916-712-8509
PROFESSIONAL EXCELLENCE
Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.
The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Sacramento-area mortgage professionals who stand out in their industry and community.
To learn more about the research methodology, click here.
