Buying a property often feels overwhelming. It's a significant investment that will likely take many years to pay off. Before looking at properties, most people elect to get pre-approved for a mortgage. This process involves providing the bank with some basic, unverified information about your financial situation. The financial institution will then provide you with a pre-approval letter saying that if your finances are truthful and you don't accrue any more debt, then the bank would agree to give you the mortgage.

There are many choices to make with mortgages and finding the right one can get stressful. There are a few critical concepts that you need to keep in mind when applying for a mortgage.

Here are some video resources to help you make the best mortgage decision:

Mortgage Real Talk on YouTube

Let us help you find the best mortgage for your needs.