PROFESSIONAL PROFILE
Rick Holmes
www.swbcmortgage.com/holmes
Having begun my mortgage career more than 20 years ago, I can help with all aspects of mortgage financing--whether for purchasing your first home or your dream home, refinancing an existing home loan, or investing in real estate. I am dedicated to customer satisfaction and understand that buying a home can be an exciting yet hectic process. My philosophy is that buying a home is a significant event in your life, on par with changing jobs, getting married, or having a child, so I work hard to try to keep the mortgage portion smooth and stress free.
The need for knowledge is incredibly important, because the mortgage options and rules are undergoing major changes at the present time. It is essential that the right mortgage tool be integrated into both your short and long-term plans for wealth accumulation, because your home is usually your biggest investment and also the way that most people begin to accumulate wealth.
I will evaluate your overall financial plan and use mortgage financing as a tool to assist you in reaching your long-term goals. Working with a professional who is knowledgeable allows you to structure your financing in ways that may secure tax benefits, create better cash flow, and increase net worth.
I look forward to speaking with you soon regarding your current and long- term financial goals. I would also be happy to help your family members or friends who would also like to develop a strategy toward reaching their home ownership goals.
PROFESSIONAL EXCELLENCE
Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.
The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Jacksonville-area mortgage professionals who stand out in their industry and community.
To learn more about the research methodology, click here.