Five Star award winners Harris Nydick

PROFESSIONAL PROFILE

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Harris Nydick

CFS Investment Advisory Services, L.L.C.

97 Lackawanna Ave Ste 101

Totowa, NJ 7512

Office: 973-826-8800

Cell: 973-650-6993

harris@cfsias.com
www.cfsias.com

OUR MISSION

At CFS Investment Advisory Services, LLC, we have made a commitment to excellence in everything we do. Our goal is to exceed our clients’ expectations at all times.

Experience and Skill
When you choose CFS, you benefit from obtaining comprehensive advice from a team of highly qualified professionals - individuals with vast experience in addressing your particular financial needs.

Independence and Objectivity
As an independent firm, we represent our clients and their interest rather than any specific company. Some financial institutions recommend investment products that they manufacture. We have no such ties. Our independence is vital to delivering objective, unbiased recommendations.

Results
The results of our process are to bring financial understanding and control to our clients so that they may flourish and prosper.

Harris Nydick, CFP®, AIFA®

Founding Partner | Managing Member

Phone: 973-826-8800

I FIX BROKEN RETIREMENT PLANS.®
Harris Nydick is a founding partner and Managing Member of CFS Investment Advisory Services, L.L.C. and is a Registered Investment Advisor. He has been advising institutions, retirement plans, high net worth individuals and families for over 32 years. He is a featured speaker at national industry conferences on 401(k) and Retirement Plan subjects and has been featured in radio, print, and electronic media on a variety of financial topics. He also has been a contributing writer for the DCDB Daily website. Additionally, Harris has served as an adjunct faculty member of Fairleigh Dickinson University.

A graduate of Syracuse University, Harris has a dual degree from The Whitman School of Management and The Newhouse School of Public Communications. He then went on to become a Certified Financial Planner™ Professional (CFP) and an Accredited Investment Fiduciary Analyst (AIFA).

Since 2011, Barron’s has recognized Harris as one of the top advisors in the country. He has also been recognized as one of the country’s best 401(k) advisors by Financial Times and one of the 300 Most Influential Defined Contribution Plan Advisors in the $5-15 million market by 401(k) Wire, one of the industry’s leading trade publications. In 1995 Harris went on to help found the Select Advisors Council for SEI Investments. The Select Advisors Council is an organization of premier independent financial advisors that work with SEI to serve families and institutions in the $150 million market. Additionally, he was a founding member of the National Advisory Group, a “think-tank” of leading investment management firms located throughout the U.S. The mission of the National Advisory Group was to develop innovative investment management solutions for high net worth families, retirement plans, foundations, and endowments.

Harris currently serves on the Investment Committee of the American Liver Foundation, the New Jersey Attorney Ethics Committee for Essex County District V-C, and is the Vice President of the Jewish Community Foundation of Greater Metrowest NJ.

Gregory Makowski, CFP®, AIF®

Managing Member

Phone: 973-826-8800

I FIX BROKEN RETIREMENT PLANS.TM
Greg Makowski is a founder and Managing Member of CFS Investment Advisory Services, L.L.C. According to Bloomberg magazine and the Financial Times, CFS is one of the top independent wealth managers in the U.S.

Greg graduated from William Paterson College in 1981. He went on to become a Certified Financial Planner™ Professional (CFP) and an Accredited Investment Fiduciary (AIF). Greg became an adjunct faculty member at Fairleigh Dickinson University, teaching the CFP curriculum there as well as for the College for Financial Planning. While at Fairleigh Dickinson, Greg became the faculty chair coordinator for the entire University’s CFP program. Under his tenure, the program expanded from one campus to three campuses. In addition, he also authored a book on Estate Planning for Fairleigh Dickinson University and Roosevelt University for use in their CFP programs.

In 1989 Greg founded CFS and became the New York Regional representative for the Investment Management Council (IMC) a division of Callan Associates. The IMC developed leading edge investment management programs for wealthy families and institutions. In 1995 Greg went on to help found the Select Advisors Council for SEI Investments. The Select Advisors Council is an organization of premier independent financial advisors that work with SEI to serve families and institutions in the $150 million market. Additionally, Greg was a founding member of the National Advisory Group, a “think-tank” of leading investment management firms located throughout the U.S. The mission of the National Advisory Group was to develop innovative investment management ideas for high net worth families, retirement plans, foundations, and endowments.

Greg has served as an expert witness in both arbitration and litigation settings in the field of securities violations. He has appeared numerous times on television and has written articles for several leading newspapers and magazines. Additionally, Greg has spoken at national industry conferences on “The Looming Upheaval in the 401(k) Market” and “Succeeding in the Retirement Plan Business as a Fiduciary Plan Advisor.” He has been a panelist at William Paterson University’s “Distinguished Business Leaders Symposium” and “The Dean’s Stakeholders Conference”. Greg has been selected as a Five Star Wealth Manager* in New Jersey and is also recognized as one of the top advisors in the country by Barron’s magazine. Greg has served on the Supreme Court of New Jersey District XI Attorney Ethics Committee and has been a board member of the Catholic Family and Community Services charity in the diocese of Paterson as well as serving as a trustee of Fisk University in Nashville, Tennessee.

See Accomplishments

This award was issued on 12/1/19 by Five Star Professional (FSP) for the time period 03/1/2019 through 10/16/2019. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 6210 New Jersey-area wealth managers were considered for the award; 480 (8% of candidates) were named 2020 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2019: 6097, 477, 8%, 12/1/18, 3/21/18 - 10/12/18; 2018: 4383, 415, 9%, 12/1/17, 2/21/17 - 10/12/17; 2017: 3868, 664, 17%, 11/1/16, 2/25/16 - 10/7/16; 2016: 4143, 626, 15%, 11/1/15, 4/15/15 - 10/16/15; 2015: 5063, 672, 13%, 12/1/14, 4/15/14 - 10/16/14; 2014: 3315, 646, 19%, 12/1/13, 4/15/13 - 10/16/13; 2013: 4049, 733, 18%, 12/1/12, 4/15/12 - 10/16/12; 2012: 1312, 400, 30%, 11/1/11, 4/15/11 - 10/16/11.

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Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.