Five Star award winner David E. Stone, MBA, CFP®, ChFC®, CLU®, CBEC®, CRPC®

PROFESSIONAL ACCOMPLISHMENTS

Awards & Certifications

Five Star Wealth Manager award winner 2011-2026
CERTIFIED FINANCIAL PLANNER™ practitioner, 1998, CFP® Board of Standards, Denver, Colorado
Chartered Financial Consultant (ChFC®), 2001, The American College, Bryn Mawr, PA
Chartered Life Underwriter (CLU®), 2005, The American College,
Bryn Mawr, PA
Chartered Retirement Planning Counselor (CRPC®), 2013, College for Financial Planning, Centennial, CO
Certified Business Exit Consultant (CBEC®), 2018, Pinnacle Equity Solutions, Canton, MA

Education & Mentorship

MBA, 1992, Graduate School of Business Administration, California State University, Sacramento
BS, Business Management, 1988, Marriott School of Business, Brighman Young University, Provo, Utah
Mentor, Brigham Young University Marriott School of Business, Student Mentorship Program, Provo, UT (1994-2018)

Licensing

Financial Industry Regulatory Authority (FINRA): Series 6, 7, 24 & 63
California Insurance License #0B01934
California Real Estate License #01114149**

**Former Licensee; not practicing on behalf of Osaic FA, Inc.

Memberships

Member of The Financial Planning Association®

o Past officer on the Board of Directors for The Financial Planning Association of Northern California.

Member, The Resource Group (2002-Present), Dallas, TX

o Immediate Past Chairman of the Board (2016 – 2017)

o Chairman of the Board (2015 - 2016)

o Board of Directors (2012 – 2016)

** The Resource Group (TRG) is an internal invitation-only, nationwide network of the top planners within Osaic FA.

Author of The Power of a Plan: How a Personal CFO Can Help Business Owners & Professionals Prosper

Co-Host of The Golden State Report on Sacramento's AM 1380: The Answer

Read Resources

This award was issued on 02/01/2026 by Five Star Professional (FSP) for the time period 05/15/2025 through 12/03/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1329 Sacramento-area wealth managers were considered for the award; 82 (6 % of candidates) were named 2026 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2025: 1,288, 39, 3%, 2/2/25, 5/15/24 - 11/29/24; 2024: 1,163, 110, 9%, 2/1/24, 5/15/23 - 11/30/23; 2023: 946, 107, 11%, 2/1/23, 6/6/22 - 12/9/22; 2022: 1,082, 94, 9%, 2/1/22, 6/14/21 - 12/10/21; 2021: 1,080, 96, 9%, 2/1/21, 6/1/20 - 12/18/20; 2020: 1,006, 99, 10%, 2/1/20, 5/27/19 - 12/20/19; 2019: 997, 115, 12%, 2/1/19, 5/31/18 - 12/21/18; 2018: 902, 99, 11%, 2/1/18, 6/2/17 - 12/29/17; 2017: 641, 170, 27%, 1/1/17, 4/26/16 - 12/28/16; 2016: 597, 179, 30%, 1/1/16, 8/5/15 - 12/31/15; 2015: 1,011, 210, 21%, 2/1/15, 8/5/14 - 12/31/14; 2014: 809, 167, 21%, 2/1/14, 8/5/13 - 12/31/13; 2013: 1,040, 202, 19%, 2/1/13, 8/5/12 - 12/31/12; 2012: 881, 175, 20%, 2/1/12, 8/5/11 - 12/31/11.

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.