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PROFESSIONAL PROFILE

Susan Alefi, AAMS® ChFC®, EA

Founder & Wealth Management Advisor
LPL Financial
Serenity Financial Planning LLC
16870 W Bernardo Dr Ste 400
San Diego, CA 92127
Office: 858-251-4545
susan.alefi@lpl.com
www.Serenityfinancialplanning.com

Professional Approach

Susan is the founder of Serenity Financial Planning and our chief wealth management advisor. She’s been serving clients in the financial industry for nearly three decades. During that time, she’s handled a wide variety of assets and portfolios of all sizes, giving her the breadth and depth of knowledge needed to serve high-net-worth clients in all stages of their financial journeys.

As a woman in the financial industry, Susan is passionate about serving other women and educating them on the importance of financial independence and long-term planning. She learned the importance of financial literacy at a young age, when she watched her beloved grandmother suffer unnecessarily from a lack of financial preparation and understanding. Her grandmother spent many years living a lavish lifestyle, complete with maids and a personal chef, while Susan’s grandfather took care of all the finances. She relied on him completely for financial support and stability. Her life changed in an instant when Susan’s grandfather died of a heart attack, leaving no will, living trust, or bank accounts. Although left with nothing, Susan’s grandmother was determined not to be a burden on her children. As a 40-year-old widow, she made the decision to start her own catering business and worked hard to provide for herself and learn how to manage her finances for the first time.

Over the years, Susan has heard many other stories similar to her grandmother’s—including a close family member experiencing divorce after a 40-year marriage and having to go back to work to earn a paycheck, right on the cusp of entering retirement. As a young girl, it became Susan’s mission to help women become financially equipped and empowered so unexpected life circumstances such as these would not find them unprepared. She made the decision to be someone they could turn to, who listened to their concerns and went the extra mile to help them find solutions, all so that they could experience confidence instead of worry. She specializes in working with women and those in or near retirement, with a focus on retirement taxes and income planning.

Susan received a BA in Business Management from the University of Phoenix, and went on to receive her Accredited Asset Management Specialist (AAMS®) certification from the College of Financial Planning and her Chartered Financial Consultant (ChFC®) certification from The American College of Financial Services.

Susan lives in San Diego, CA, with her husband of 32 years, Adam. They have two sons—AJ and Ali—and a daughter-in-law named Robyn. She enjoys music and exploring the beautiful nature that’s found throughout Southern California. She’s also passionate about service, and frequently volunteers with non-profit organizations. She’s a member of the North County Food Bank, the Kiwanis Club of La Jolla, Sharp Healthcare Foundation, and La Jolla Woman’s Club. She’s also a member of the Financial Planning Association.

This award was issued on 12/01/2024 by Five Star Professional (FSP) for the time period 02/13/2024 through 08/30/2024. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2588 San Diego-area wealth managers were considered for the award; 190 (7 % of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 2,242, 197, 9%, 12/1/23, 2/13/23 - 8/31/23; 2023: 2,125, 211, 10%, 12/1/22, 3/21/22 - 9/16/22; 2022: 2,084, 223, 11%, 12/1/21, 4/12/21 - 10/15/21; 2021: 2,218, 231, 10% 12/1/20, 3/30/20 - 10/16/20; 2020: 2018, 219, 11%, 12/1/19, 3/1/19 - 10/18/19; 2019: 1,885, 224, 12%, 12/1/18, 3/23/18 - 10/15/18; 2018: 1,498, 228, 15%, 12/1/17, 3/22/17 - 10/17/17; 2017: 1,349, 349, 26%, 11/1/16, 2/25/16 - 10/14/16; 2016: 1,337, 349, 27%, 11/1/15, 6/2/15 - 10/23/15; 2015: 1,639, 350, 21%, 12/1/14, 6/2/14 - 10/23/14; 2014: 1,838, 368, 20%, 12/1/13, 6/2/13 - 10/23/13; 2013: 1,675, 417, 25%, 12/1/12, 6/2/12 - 10/23/12; 2012: 1,014, 284, 28%, 11/1/11, 6/2/11 - 10/23/11.
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*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.