Five Star award winner Michael Riback

PROFESSIONAL ACCOMPLISHMENTS

AWARDS & QUALIFICATIONS

Five Star Wealth Manager Award 2016, 2017, 2018, 2019, 2020, 2021, 2023, 2024
Mentioned in Chicago Magazine in 2016, 2017, 2018, and 2019
Registered with FINRA
Accredited Investment Fiduciary® Designation
Chartered Financial Consultant® Designation
Chartered Life Underwriter® designation at The American College
Series 6 Certified - Investment Company Products/Variable Contracts Representative
Series 7 Certified - General Securities Representative
Series 66 Certified- Uniform Combined State Law
Series 63 Certified - Uniform Securities Agent State Law

Michael Riback is a Partner and Wealth Management Advisor of WestPoint Capital, LLC, where he works directly with individuals and business owners to implement wealth management solutions, investment, retirement, and risk management strategies designed to help provide long-term financial strength and security.

Michael has worked as a Financial Advisor since 1999, providing personalized service to individuals and businesses nationally.

In addition to other professional honors, Five Star Professional named Michael a 2024 Five Star Wealth Manager, as featured in Chicago Magazine.

Michael is actively involved in the local community, serving as past President of the board for the PACT Council (Professionals for the Advancement of Cancer Treatment) and raising money on behalf of City of Hope. He also supports the Ronald McDonald Charities, Teen Living Program, and the Jewish United Fund.

Michael received his bachelor’s degree from Indiana University and his Chartered Life Underwriter® designation from The American College. He is an Investment Advisor Representative of MML Investors Services, LLC and a member of the National Association of Insurance and Financial Advisors.

Michael lives in Chicago with his wife Amy, son Spencer, and daughter Juliette.

“I am in the people business, and I never forget it. I provide personalized service for each of our clients, keeping their personal, professional, & financial goals at the forefront of their plans. My own goal is to bring a sense of confidence to each person I work with, so they can focus on what is truly important to them, knowing that they are well taken care of financially.”

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This award was issued on 10/1/24 by Five Star Professional (FSP) for the time period 1/9/24 through 8/9/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 6273 Chicago-area wealth managers were considered for the award; 400 (6% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 5,549, 405, 7%, 10/1/23, 1/9/23 - 7/31/23; 2022: 4912, 384, 8%, 10/1/22, 1/24/22 - 7/29/22; 2021: 5635, 386, 7%, 10/1/21, 12/28/20 - 8/6/21; 2020: 4636, 356, 8%, 10/1/20, 1/6/20 - 8/7/20; 2019: 5430, 429, 8%, 10/1/19, 1/7/19 - 8/9/19; 2018: 5449, 435, 8%, 10/1/18, 1/12/18 - 8/17/18; 2017: 3781, 438, 12%, 10/1/17, 12/16/16 - 8/3/17; 2016: 3411, 726, 22%, 9/1/16, 2/26/16 - 8/19/16; 2015: 5833, 716, 12%, 10/1/15, 2/4/15 - 8/3/15; 2014: 8161, 744, 9%, 10/1/14, 2/4/13 - 8/3/13; 2013: 3998, 772, 19%, 10/1/13, 2/4/12 - 8/3/12; 2012: 2970, 780, 26%, 10/1/12, 2/4/11 - 8/3/11.

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Michael Riback is a registered representative of and offers securities, investment advisory and

financial planning services through MML Investors Services, LLC. Member SIPC. www.sipc.org

WestPoint Capital, LLC is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. 30 S Wacker Drive, Ste 2700, Chicago, IL 60606 312-347-1660. CRN202209-271303

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.