Five Star award winner Megan Johnson, CFP®

PROFESSIONAL PROFILE

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Megan Johnson, CFP^®

Monarch Retirement Group

3914 Murphy Canyon Rd Ste 107

San Diego, CA 92123

Office: 855-500-4015

megan.johnson@cfnmail.com
www.monarchcommonwealth.com

Professional Approach

Megan is a Registered Representative with Commonwealth Financial Network® and a member of Monarch Retirement Group. Prior to affiliating with Commonwealth, she held positions in retail banking at Wells Fargo Bank and Bank of America, working for more than 10 years in the San Diego and San Francisco Bay areas. In her last position with Wells Fargo Bank, as a Licensed Premier Banker, she specialized in assisting a portfolio of affluent households with a broad range of services, including, but not limited to, deposit-based, credit, investment, and fee-based products.

Megan obtained her BA from the University of California, Berkeley, where she majored in sociology and minored in rhetoric. She is a CERTIFIED FINANCIAL PLANNER™ professional and currently holds her FINRA Series 6, 7, 24, 63, and 65 securities registrations through Commonwealth Financial Network, along with life, accident, and health insurance licenses. She also holds a Mortgage Loan Officer (MLO) license. Megan's educational background, paired with her many years of retail banking experience, gives her a unique perspective on and an understanding of her clients’ financial needs.

See Accomplishments

This award was issued on 12/1/24 by Five Star Professional (FSP) for the time period 2/13/24 through 8/30/24. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2588 San Diego-area wealth managers were considered for the award; 190 (7% of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 2,242, 197, 9%, 12/1/23, 2/13/23 - 8/31/23; 2023: 2,125, 211, 10%, 12/1/22, 3/21/22 - 9/16/22; 2022: 2,084, 223, 11%, 12/1/21, 4/12/21 - 10/15/21; 2021: 2,218, 231, 10% 12/1/20, 3/30/20 - 10/16/20; 2020: 2018, 219, 11%, 12/1/19, 3/1/19 - 10/18/19; 2019: 1,885, 224, 12%, 12/1/18, 3/23/18 - 10/15/18; 2018: 1,498, 228, 15%, 12/1/17, 3/22/17 - 10/17/17; 2017: 1,349, 349, 26%, 11/1/16, 2/25/16 - 10/14/16; 2016: 1,337, 349, 27%, 11/1/15, 6/2/15 - 10/23/15; 2015: 1,639, 350, 21%, 12/1/14, 6/2/14 - 10/23/14; 2014: 1,838, 368, 20%, 12/1/13, 6/2/13 - 10/23/13; 2013: 1,675, 417, 25%, 12/1/12, 6/2/12 - 10/23/12; 2012: 1,014, 284, 28%, 11/1/11, 6/2/11 - 10/23/11.

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Megan Johnson is a Registered Representative and an Investment Adviser Representative with/and offers securities and advisory services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed Insurance products and services offered through Monarch Retirement Group or CES Insurance Agency.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.