PROFESSIONAL ACCOMPLISHMENTS
AWARDS
- Five Star Mortgage Professional award winner 2015, 2017-2024
- Selected to Plaza Home Mortgage Customer Advisory Board 2016
- 2013 - 2018- Voted Best Mortgage Lender by Cy-Fair Reader’s Choice
- 2010 BBB Awards for Excellence Winner of Distinction
Tami Channel and Carrie Panacek
C&T MORTGAGE
BY ANNETTE BROOKS
When Tami Channel and Carrie Panacek decided to leverage their
years of mortgage banking industry experience and establish C&T
Mortgage in 2007, they set in motion a success story that keeps our
faith in the American dream alive.
The women— who have been best friends for 20-plus years—didn’t
skip a beat when the subprime mortgage crisis hit in 2008. As many
mortgage bankers struggled, they continued to build their company
by offering affordable rates, personalized attention, and going
the extra mile for their clients. Since opening, C&T Mortgage has
closed thousands of loans in Texas and has sustained growth that
is referral-based. All this and more highlights Carrie and Tami’s
dedication to always doing what’s right for their clients, and to
providing superior customer service.
“We treat clients like we would want to be treated, and work hard to
help them feel comfortable and informed throughout the mortgage
process. We accomplish this by tailoring loans to meet the needs
of each individual customer, and by providing information and
knowledge so they understand their loan. Our goal is to enable
customers to come to the closing table without questions and
concerns,” says Tami.
Carrie adds, “We’re a close-knit, family-based company that extends
this feeling to our customers. We look out for their best interest,
and would never put someone into a loan we wouldn’t recommend
to a family member. We go home to our families and sleep at night
knowing we’ve done our very best for our customers.”
In addition to exceptional customer care, C&T Mortgage is known
for its affordable mortgage rates. In fact, the company offers some
of the very best rates in Texas. Keeping their overhead low, they
pass the savings on to their clients to help them achieve their
mortgage goals.
“We especially enjoy helping small business owners like ourselves.
We also offer discounts to customers who give back and help the
community, such as firefighters, policemen and policewomen, and
teachers,” says Tami, whose husband is a Houston firefighter.
Another significant factor in C&T’s success is its staff. Everyone
on the team respects that a home is likely to be their clients’
single largest investment. Their loan officers, processors, and
closers are caring and personable, communicative and responsive.
Understanding that questions can arise at any time, they are
accessible to their customers, even after business hours.
C&T Mortgage has been voted Living Magazine Reader’s Choice
Best Mortgage Lender for three consecutive years (2013-2015);
voted Best Bank winner for Cypress, Texas in 2014 and 2015; and
named a Better Business Bureau Winner of Distinction. Moreover,
both Tami and Carrie are proud to have been voted Five Star
Mortgage Professionals in 2015 and 2016, a prestigious recognition
received by less than 10 percent of mortgage lenders in Houston.
Looking to buy a home, refinance, or access home equity? Call C&T
Mortgage today. They look forward to not only helping you secure a
mortgage that is right for you, but to forming a lifelong relationship
with you.
25250 Northwest Freeway, Suite 260, Cypress, Texas 77429
(832) 220-1480 | cntmtg.com
Company NMLS: 1231852