Five Star award winner Steven A. Aquino, RFC®, CSA

PROFESSIONAL PROFILE

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Steven A. Aquino, RFC^®, CSA

Financial Consultant

Aquino Financial Group, LLC

63 E Main Street, Suite 102

Westminster, MD 21157

Office: 410-857-3331

Cell: 443-340-1319

saquino@AquinoFG.com
www.AquinoFG.com

Professional Approach

Aquino Financial Group, LLC is a wealth management firm based in historic Westminster, Maryland.

Our mission is to develop long-term, personal relationships by empowering and leading our client family in fulfilling their lifetime financial goals and dreams. We center our firm around this mission to positively impact all our client relationships.

Steve Aquino, President, has firsthand experience as a family man, a business owner, and being very active in his community, which provides him with appreciation for proactive planning. For over two decades, Steve has shared his extensive knowledge and expertise in the areas of comprehensive financial planning, business planning and wealth management with his clients for both individual families and businesses. Steve is a Registered Financial Consultant (RFC®) and an Investment Advisor Representative.

Understanding the dreams of our clients allows us to lead them to financial prosperity. We partner with our clients to create customized financial strategies that will help to PLAN, GROW and PROTECT their personal wealth. When it comes to financial guidance and security, the best solutions require careful planning, regular assessments and solid insights about what choices are best for our clients. With our leadership, a comprehensive, customized “GAMEPLAN” for managing important financial goals can be Developed, Implemented and, most importantly, Achieved!

At Aquino Financial Group, LLC, we embrace the new DOL Fiduciary Regulatory responsibility and applaud this legal standard for our industry. We have always served our client relationship with a focus on understanding their matters of importance and then provide the leadership that fully considers the unique financial condition, personal needs, goals, and dreams. Acting in your best interest is a standard that has always differentiated Aquino Financial Group, LLC as we care for each relationship we are so blessed to serve!

A resident of Carroll County, Steve is a graduate of McDaniel College. He was elected to two terms as the Maryland State President of the National Association of Insurance and Financial Advisors (NAIFA-MD) by his peers in his profession, is past Chairman of the Board for the Carroll County Chamber of Commerce, and involved with many other boards/ organizations in the community. Because of his involvement, Steve and Aquino Financial Group has been recognized for many prestigious Awards and Achievements in his profession, business and community involvement.

See Accomplishments

This award was issued on 1/1/24 by Five Star Professional (FSP) for the time period 4/10/23 through 10/31/23. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2,149 Baltimore-area wealth managers were considered for the award; 257 (12% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 2126, 256, 12%, 1/1/23, 4/18/22 - 10/21/22; 2022: 2078, 260, 13%, 1/1/22, 5/10/21 - 11/12/21; 2021: 2029, 237, 12%, 1/1/21, 4/27/20 - 10/30/20; 2020: 1898, 234, 12%, 1/1/20, 4/1/19 - 11/13/19; 2019: 1865, 265, 14%, 1/1/19, 4/19/18 - 11/7/18; 2018: 1759, 232, 13%, 1/1/18, 4/21/17 - 11/6/17; 2017: 1093, 355, 32%, 12/1/16, 3/26/16 - 11/11/16; 2016: 1215, 356, 29%, 12/1/15, 6/16/15 - 11/9/15; 2015: 1749, 412, 24%, 1/1/15, 6/16/14 - 11/9/14; 2014: 1484, 395, 27%, 1/1/14, 6/16/13 - 11/9/13; 2013: 1490, 448, 30%, 1/1/13, 6/16/12 - 11/9/12; 2012: 1470, 262, 18%, 1/1/12, 6/16/11 - 11/9/11.

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Registered Representative with and securities offered through Founders Financial Securities, LLC

Member FINRA, SIPC and Registered Investment Advisor

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.