PROFESSIONAL PROFILE
Carol J. DeGrace
I am focused on the borrower's experience throughout the entire mortgage process above all else!
Carol has been helping prospective home buyers in the NJ, PA, DE, FL and NY area since 1989 and consistently ranks at the top of her profession thanks to both her clients, working real estate professionals and her peers. Her personalized approach to the mortgage business ensures that she will match you with the perfect loan product that meets your needs -- and enables your future sucess. With First Citizens Community Bank, Carol has access to a wide range of innovative loan products.
Carol takes a personal interest in each of her clients and provides customized, responsive service that's uniquely tailored to each client's unique wants and needs. Her goal is not just to meet client expectations, but to exceed them. Carol is a strong believer in client education. It is her goal not only to obtain the strongest financing possible, but for each client to be confident in their decision with every question answered.
First Citizens Community Bank is dedicated to putting the clients needs first. It's mission is to provide strong financing that fits the individual, the family and the situation. In today's market, it has never been so critical to find and utilize the services of mortgage professionals committed to accuracy, reliability and responsivleness. First Citizens Community Bank takes great pride in providing the highest level of service and strive to build lasting relationships, and we look forward to beginning one with you.
*Valuing her 34 years of experience, Carol's clients consistently rank her at the top of her profession.
*Lifelong relationships have been and will always be key to Carol's business - more than 90 percent of her business comes from referrals of satisfied clients, past and present and real estate professionals who rely on her to complete the mortgage process with ease for their clients through to closing.
SPECIALTIES AND INTERESTS
* Helping first-time homebuyers understand the process of the loan program(s).
* Deep knowledge of the ever-changing mortgage industry
* FHA/VA/USDA In depth knowledge of each loan program
* Jumbo Loans
* Portfolio Loans
* Second Home Loan Specialist
* FHA 203K Rehabilitation
* Construction to Perm One Time Close!
ACCREDITATIONS & AWARDS
* Five Star Mortgage Professional 2023
* Approved NJ CE Real Estate Course Instructor
PROFESSIONAL EXCELLENCE
Five Star Professional conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. Five Star award winners do not pay a fee to be included in the research or on the final list of award winners.
The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify Philadelphia-area mortgage professionals who stand out in their industry and community.
To learn more about the research methodology, click here.
