Five Star award winner Steve Stanganelli, CFP®, CRPC®, AEP®, CCFC®

PROFESSIONAL PROFILE

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Steve Stanganelli, CFP^®, CRPC^®, AEP^®, CCFC^®

Fee-Only Financial Planner

Clear View Wealth Advisors, LLC

Boston Tax Planners

100 Main St Ste 302

Amesbury, MA 01913

Office: 617-398-7494

Cell: 978-388-0020

steve@clearviewwealthadvisors.com
www.clearviewwealthadvisors.com

Professional Approach

True Fee-Only Financial Planning & Investing.

No Sales. Just practical Advice.

Steve Stanganelli is a fee-only investment advisor and financial planner who provides advice and consulting on a broad range of financial, estate, tax, and college planning matters. He also offers personalized money management services including guidance for self-directed investors.

As a NAPFA-Registered Financial Advisor, Steve acts as a fiduciary offering holistic financial and tax planning without the sale of any financial products. Steve is paid directly by clients by a combination of fixed or hourly fees, or percentage of assets managed or advised. Fees for comprehensive financial planning services are typically based on a combination of income and net worth. Because of this arrrangement, Steve's interests align with his clients.

Steve and Clear View Wealth Advisors strive to work with a select group of individuals on an ongoing basis as a trusted advisor. Clients are welcomed from all walks and stages of life and lifestyles. Steve works with a variety of individuals and families with a special focus on Baby Boomer pre-retirees, business owners, corporate executives, and technology, human resource and sales professionals as well as educators and those in engineering, and dental and allied health professions.

Steve caters primarily to couples as well as divorced and widowed individuals in need of trusted guidance while going through transitions.

Clients are tired of Big Box financial supermarkets. They are also tired of going it alone despite success in other areas of their lives. They may lack the time or motivation to be a Do-It-Yourselfer. They crave a higher degree of insightful proactive advice and answers to their financial questions. They seek solutions that are objective and not based on the purchase of an investment or insurance product.

Financial planning services are accessible and reasonable for those who are busy launching their careers or growing their families or transitioning into retirement.

Steve earned his Master of Science degree in Finance (MSF) from Bentley College (now Bentley University) with high distinction. He is also an honors graduate of the University of Massachusetts – Lowell.

Steve holds the designations of CERTIFIED FINANCIAL PLANNER ®, CHARTERED RETIREMENT PLANNING COUNSELOR ™ and ACCREDITED ESTATE PLANNER ® and CERTIFIED COLLEGE FUNDING SPECIALIST ® and has trained as a Financial Neutral to assist with Collaborative Divorce cases.

Steve offers clients objective and independent advice in the following areas based on more than 30 years of experience in financial services:

Retirement Income Planning
Divorce Financial Planning
College Funding Strategies
Elder Care Financial Issues
Alternative Investment, Tax Planning & Self-Directed IRA Strategies
Risk-Managed Investing with Proactive Tactical Advice for 401k Accounts

See Accomplishments

This award was issued on 02/01/2024 by Five Star Professional (FSP) for the time period 04/10/2023 through 10/31/2023. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 4,421 Boston-area wealth managers were considered for the award; 580 (13% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 3,923, 578, 15%, 2/1/23, 5/23/22 - 1/6/23; 2022: 4090, 513, 13%, 2/1/22, 5/24/21 - 11/19/21; 2021: 4069, 480, 12%, 2/1/21, 5/25/20 - 11/30/20; 2020: 3580, 463, 13%, 2/1/20, 4/1/19 - 12/13/19; 2019: 3619, 566, 16%, 1/1/19, 4/18/18 - 11/6/18; 2018: 2819, 532, 19%, 1/1/18, 3/23/17 - 11/10/17; 2017: 2467, 623, 25%, 12/1/16, 3/26/16 - 11/23/16; 2016: 2530, 632, 25%, 12/1/15, 5/18/15 - 11/6/15; 2015: 3542, 801, 23%, 1/1/15, 5/18/14 - 11/6/14; 2014: 1707, 655, 38%, 1/1/14, 5/18/13 - 11/6/13; 2013: 2362, 713, 30%, 1/1/13, 5/18/12 - 11/6/12; 2012: 2591, 454, 18%, 1/1/12, 5/18/11 - 11/6/11.

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Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.