Connecticut Five Star award winner

PROFESSIONAL PROFILE

Andrew Agemy

Founder & CEO
Agemy Financial Strategies, Inc.
1570 Boston Post Road, Suite 400
Guilford, CT 06437
Office: 203-738-0026
office@agemy.com
www.agemy.com

Professional Approach

Think There Are Three Things That Are Most Important for You to Know about Me — and Your Money:

#1: I respect your money. I was not born into money. I grew up with a deep personal understanding that “moneydoes not grow on trees.” I know well that your life savings didn’t grow itself, nor can it regrow itself should it be lost.It takes a lot of years, so starting over now just isn’t an option.

I have studied a lot to get to where I am in this business, but I am most influenced in the way I approach my daily work for clients like you by my parents. Would my parents approve of and be proud of what I am doing? That’s a litmus test for me. If it sounds corny, I won’t apologize.

#2: I am on guard as your money watchdog daily. My team understands this is our Job #1. Warren Buffett says the first goal of sensible investing is: don’t lose money. (And if you want to know a tidbit about conservative, defensive investing, as of early 2018, Buffett had $109 BILLION of his Berkshire Hathaway money parked in 1-year Treasury bills—more than even China has in them! Why? Safety.)** Quite frankly, just about anybody can look smart and make you money in boom market conditions. But, the person you really, really need with you has proven their ability to keep you safe and dry on higher ground in a flood of trouble.

#3: I am 100% independent. I am not “captive” to any big bank or Wall Street firm. I am not tied to their pre-packaged financial products. I am not pressured to meet sales quotas. I do not work for anybody BUT YOU. Also, to put it bluntly, I do not need your fees.

By this stage of my career, you can imagine that gaining new clients isn’t necessary for me to pay my bills.

I tell you this not to brag, but to first say that I’m a product of my product; I invest defensively, I “overprotect” my life savings, and I place top priority on income protection just as I advise you to do.

I also think you should be very careful of “the fat doctor who smokes.” In this field, that’s the relatively inexperienced and/or the needy advisor who needs your fees or today’s commissions to pay his bills. There’s a joke about “brokers” being broker than their clients would assume, and there’s Woody Allen’s joke about his money manager who managed his money until there was no money left to manage, after fees and commissions. I am free of all temptation to place my needs before yours. I am in this business because I want to be, not because I need to be.

When we talk, our goal is to provide the very best advice; the advice I would give to my own parents about their life savings—the advice I would offer clients now with me for 7, 10, 15, 25 years, the advice I give myself about my life savings. Nothing less. Nothing different.

 

 

** Source: The Bonner Letter Vol. 5, Issue 3.

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Advisory Services offered through Agemy Wealth Advisors, LLC, a Registered Investment Advisor and fiduciary to its clients. Agemy Financial Strategies, Inc. and Agemy Wealth Advisors, LLC are related.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3178 Connecticut area wealth managers were considered for the award; 293 (9 percent of candidates) were named 2018 Five Star Wealth Managers. 2017: 2,218 considered, 283 winners; 2016: 1,985 considered, 417 winners; 2015: 2,398 considered, 468 winners; 2014: 3,926 considered, 515 winners; 2013: 2,263 considered, 531 winners; 2012: 2,204 considered, 503 winners.