Austin, San Antonio and Central Texas Five Star award winner

PROFESSIONAL PROFILE

David Naworski

Registered Investment Advisor
Naworski Investments
172 Creekside Park Suite 107
Spring Branch, TX 78070
Office: 830-438-1163
Cell: 210-296-8991
naworskiinvestments@gmail.com
naworskiinvestments.com

Professional Approach

ABOUT NAWORSKI INVESTMENTS


Naworski Investments was established in 2000 to provide investors with a money manager who is independent of Wall Street. His disciplined and unique style of investing has allowed each of his portfolios to do better than their respective benchmarks since inception. David Naworski is licensed as an investment advisor by the states of Texas and Colorado and may provide service to clients in all fifty states.

 

INVESTMENT APPROACH

 

Unlike many finanacial advisors, we manage individual stock portfolios at Naworski Investments. Instead of using only mutual funds or ETFs, or buying the largest companies to mimic the S&P 500 Index, we are proactive in reviewing all types of stocks--large and small--for the best values and companies that are growing. Searching for individual stocks holds the most promise to do better than the indexes for our clients. 

The diffference between most wealth managers' investment approach is minimal. Most will gravitate toward a 50/50 mix among stocks and bonds. So the promise of differentiation through asset allocation rings hollow. Few firms will be daring enough to have divergent mixes in asset allocation when the cicumstances demand it.  

 
FIDUCIARY DUTY


As a registered Investment Advisor Naworski Investments owes a fiduciary duty to its investment clients to do what is best for them, while many financial other advisors do not. He is a fee based money manager who does not sell any financial products.

Past performance of the investments portfolios of Naworski Investments is not a guarantee of future performance.  As with any investments, a risk of loss is possible.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,102 Austin area wealth managers were considered for the award; 161 (15 percent of candidates) were named 2018 Five Star Wealth Managers. 2017: 1,431 considered, 207 winners; 2016: 1,283 considered, 351 winners; 2015: 1,968 considered, 374 winners; 2014: 2794 considered, 357 winners; 2013: 2,254 considered, 399 winners; 2012: 1,673 considered, 392 winners.