Five Star award winner Junko Rivka Horvath

PROFESSIONAL PROFILE

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Junko Rivka Horvath

CFP^®, CeFT^® Certified Financial Fiduciary^®

CEO

Fujiyama Wealth Management

1 Concourse Pkwy., Ste. 185

Atlanta, GA 30328

Office: 678-736-5194

junko@fujiyamawealth.com
www.fujiyamawealth.com

Professional Approach

Junko Rivka Horvath is a CEO of Fujiyama Wealth Management in Atlanta, Georgia. She is a Certified Financial Planner™ practitioner, Certified Financial Transitionist® (CeFT®), and Certified Financial Fiduciary®. She is an author of Amazon’s popular book list, “Women In Financial Transition”.

Junko has been helping her clients make smart decisions about their finances for over 20 years, leading them to have an amazing retirement. Junko and her team mainly help clients who are pre-retired or retiring to reduce their taxes on their retirement assets during retirement and after death for the benefit of the future generations to come. She is a member of the prestigious Ed Slott's Elite IRA Advisor Group and has extensive knowledge of Social Security Benefit Options, tax planning on RMD (Required Minimum Distribution), Roth Conversion, and retirement income plan and beyond. Junko has been volunteering to teach retirement courses in community centers and colleges around Atlanta. As a twelve--year winner of the Five Star Wealth Manager Award, she has been featured as a 2025 winner in Fortune magazine and Atlanta magazine.

Junko Rivka grew up in a traditional Japanese family where her father was a corporate executive and her mother was a homemaker. Her father managed the entire household’s finances and her mother didn’t know anything about money except the allowance she received from her husband monthly. Her mother’s lack of financial independence made Junko determined to be a completely independent woman. After Junko moved to the US, she realized that many American women, especially those who are older, tend to give financial responsibilities to their spouses. She decided to become a wealth manager in order to help women become aware of the importance of financial independence and to gain the confidence in doing so.

She lives in Atlanta, GA with her husband, Stephen and her mother whom she brought over from Japan eleven years ago with her father who rests in peace in heaven. She has two married daughters, Dr. Yael and Adina & their families in Chicago and Philadelphia.

See Accomplishments

This award was issued on 09/01/2025 by Five Star Professional (FSP) for the time period 11/27/2024 through 05/01/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 3842 Atlanta-area wealth managers were considered for the award; 226 (6 % of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 3,508, 249, 7%, 9/1/24, 11/14/23 - 6/10/24; 2023: 3,209, 237, 7.39%, 9/1/23, 11/14/22 - 5/31/23; 2022: 3285, 263, 8%, 9/1/22, 12/13/21 - 6/10/22; 2021: 3254, 265, 8%, 9/1/21, 11/30/20 - 6/25/21; 2020: 3314, 268, 8%, 9/1/20, 12/23/19 - 7/10/20; 2019: 3197, 285, 9%, 9/1/19, 12/10/18 - 7/23/19; 2018: 3248, 287, 9%, 9/1/18, 12/29/17 - 7/24/18; 2017: 2378, 301, 13%, 9/1/17, 12/30/16 - 7/14/17; 2016: 2210, 526, 24%, 8/1/16, 2/4/16 - 7/22/16; 2015: 3620, 546, 15%, 9/1/15, 2/4/15 - 7/22/15; 2014: 4433, 560, 13%, 9/1/14, 2/4/14 - 7/22/14; 2013: 2852, 592, 21%, 9/1/13, 2/4/13 - 7/22/13; 2012: 2660, 607, 23%, 9/1/12, 2/4/12 - 7/22/12.

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Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer. Member FINRA/SIPC.

Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

Fujiyama Wealth Management and Cambridge are not affiliated.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.