Five Star award winners Financial Independence

PROFESSIONAL PROFILE

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Financial Independence

931 Jefferson Boulevard, Suite 2005

Warwick, RI 02886

Office: 401-681-4825

info@fi-ri.com
http://www.fi-ri.com

Professional Approach

If you have worked with financial firms in the past, you may be surprised by our approach. The difference is not so much what we do, but how we do it, and more importantly, why we do it.

After more than a decade working at large financial institutions, Rick Campbell, our founder, believed these firms missed the bigger purpose and meaning of financial planning – helping individuals live their BEST Lives on their terms. He believed many of these firms were too focused on sales goals and shareholder profits.

Consequently, Rick decided to build a firm that places clients’ interests and priorities first with the goal of improving their well-being and that of the firm’s employees. While this may sound altruistic and lofty, it’s actually very pragmatic –doing what’s best for the client is what’s best for the firm. The outcome of this focus is a culture that is totally client-centric.

Rick W. Campbell

President & CEO

Phone: 401-681-4825

After 13 years working at large financial institutions, Rick wanted to challenge the status quo and develop a financial planning and investment firm built on the core values of Integrity, Caring, Passion, and Balance. A firm that measured its success by clients’ long-term well-being and financial independence – success defined by clients’ ability to live their BEST lives on their terms. This work required a team of empathetic and passionate professionals capable of designing plans that address the unique challenges of clients in the context of ever-changing technologies and unpredictable economic and geopolitical events. And, most importantly, a team of professionals who define living their BEST lives as helping clients live theirs.

Rick’s founding vision continues to inspire Financial Independence today.

Mark A. Lavallee

Vice President and Financial Consultant

Phone: 401-681-4825

Mark is an outgoing and empathetic individual who takes great pride in getting to know our clients at a personal level in order to develop customized and workable plans. After 25 years in the financial services industry working with institutions, corporations and individuals, Mark found a natural fit with Financial Independence because of both his and the firm’s compassionate client focused philosophy.

See Accomplishments

This award was issued on 12/01/2023 by Five Star Professional (FSP) for the time period 02/13/2023 through 08/31/2023. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 703 Rhode Island-area wealth managers were considered for the award; 120 (17% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 637, 136, 21%, 12/1/22, 3/28/22 - 10/1/22; 2022: 648, 130, 20%, 12/1/21, 3/29/21 - 10/1/21; 2021: 624, 151, 24%, 11/1/21, 2/8/21 - 9/10/21; 2020: 614, 132, 21%, 11/1/20, 3/2/20 - 9/25/20; 2019: 568, 131, 23%, 11/1/19, 2/25/19 - 10/7/19; 2018: 545, 131, 24%, 11/1/18, 3/16/18 - 10/4/18; 2017: 476, 189, 40%, 11/1/16, 0316/16 - 11/1/16; 2016: 495, 173, 35%, 10/1/16, 5/6/16 - 10/4/16; 2015: 637, 194, 30%, 12/1/15, 5/6/15 - 9/30/15; 2014: 677, 204, 30%, 11/1/14, 5/6/13 - 9/30/13; 2013: 553, 185, 33%, 10/1/13, 5/6/12 - 9/30/12; 2012: 287, 111, 39%, 11/1/12, 5/6/11 - 9/30/11.

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Financial Independence is registered as an investment advisor and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators and does not mean that the advisor has attained a particular level of skill or ability. For information regarding our qualifications and business practices, please contact us for a copy of our Form ADV Disclosures.

All investment strategies have the potential for profit or loss. Past performance does not guarantee future investment success. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and rebalancing do not guarantee investment success.

Third-party recognition from rating services or publications does not guarantee future investment success. Working with a highly-rated advisor does not ensure that a client or prospective client will experience a higher level of performance. This recognition should not be construed as an endorsement of the advisor by any client. Generally, recognition is based on information prepared and submitted by the advisor.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.