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Eric P. Zine, Esq., CFP®, CDFA®

President, Private Wealth Advisor
Elm Tree Capital LLC
18 Shipyard Dr Ste 2A
Hingham, MA 02043
Office: 781-236-0802
Cell: 617-733-0409

Professional Approach

Eric is the Founder and President of Elm Tree Capital. He is an accomplished, 23-year veteran of the wealth management industry, with experience in some of the industry’s most recognized firms.

Eric earned his B.S. in Business Administration from Bryant University and his Certificate in Financial Planning from Boston University. He earned his J.D. from New England Law | Boston and was admitted to the Massachusetts Bar to practice law. He is a member of the American and Massachusetts Bar Associations.

Eric is a CERTIFIED FINANCIAL PLANNER™ practitioner, or CFP® practitioner, and a Certified Divorce Financial Analyst® professional. He is Series 7, 31, 63 and 65 certified with FINRA and NASAA, and he holds the Life, Variable Annuity, Accident and Health insurance licenses.

His philosophy is to work with honesty and integrity every day, and to offer exceptional customer service. He pays close attention to each client’s specific situation, listening to their needs, working closely with them, and making it his goal to forge lifelong relationships. He has built a reputation for providing trustworthy, well-researched advice to his clients.

Eric's specialties include retirement planning, personal investments, college planning, risk management and asset protection, pre- and post-divorce planning, advanced estate planning and income tax minimization.

Contact Eric to learn more about how his unique skill set and resources can help you build and protect your wealth, preserve your financial independence, satisfy your life's goals and shape your legacy.

This award was issued on 02/01/2024 by Five Star Professional (FSP) for the time period 04/10/2023 through 10/31/2023. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 4,421 Boston-area wealth managers were considered for the award; 580 (13% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 3,923, 578, 15%, 2/1/23, 5/23/22 - 1/6/23; 2022: 4090, 513, 13%, 2/1/22, 5/24/21 - 11/19/21; 2021: 4069, 480, 12%, 2/1/21, 5/25/20 - 11/30/20; 2020: 3580, 463, 13%, 2/1/20, 4/1/19 - 12/13/19; 2019: 3619, 566, 16%, 1/1/19, 4/18/18 - 11/6/18; 2018: 2819, 532, 19%, 1/1/18, 3/23/17 - 11/10/17; 2017: 2467, 623, 25%, 12/1/16, 3/26/16 - 11/23/16; 2016: 2530, 632, 25%, 12/1/15, 5/18/15 - 11/6/15; 2015: 3542, 801, 23%, 1/1/15, 5/18/14 - 11/6/14; 2014: 1707, 655, 38%, 1/1/14, 5/18/13 - 11/6/13; 2013: 2362, 713, 30%, 1/1/13, 5/18/12 - 11/6/12; 2012: 2591, 454, 18%, 1/1/12, 5/18/11 - 11/6/11.
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Neither Elm Tree Capital LLC nor its Private Wealth Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

Custody services through Pershing LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC. Securities offered through Bolton Global Capital, Inc., 579 Main St., Bolton, MA, Member FINRA, SIPC  978-779-5361. Advisory services offered through Bolton Global Asset Management, a SEC registered investment advisor. 

Wealth Managers do not pay a fee to be considered or declared a Five Star Wealth Manager Award winner.  Any fees incurred are strictly related to the optional publication or use of Five Star Professional marketing materials.  For more information on the Five Star Professional Award and the research/selection methodology, go to  Research is conducted annually and does not guarantee future performance.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit