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Rhode Island Five Star award winners
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Rick W. Campbell

  • Chartered Financial Consultant - ChFC®
  • Behavioral Financial Advisor - BFA™
  • Accredited Investment Fiduciary® - AIF®
  • MBA with concentration in finance
  • 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 & 2024 Five Star Wealth Manager Award winner
  • 13 years in corporate finance
  • 20 years in personal financial planning and investment management


Mark A. Lavallee

  • Certified Financial Planner - CFP®
  • MBA with concentration in finance
  • 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 & 2024 Five Star Wealth Manager Award winner
  • 25 years in corporate finance
  • 15 years in personal financial planning and investment management

BFA™ and AIF® Designations

The Behavioral Financial Advisor and Accredited Investment Fiduciary designations referenced above under Rick’s accomplishments are very important as they demonstrate our commitment to doing what is best for our clients.

The objective of an advisor studying Behavioral Finance is to enhance the client’s ability to establish and achieve goals aligned to his or her values. Understanding and effectively deploying the principals of behavioral finance is especially important during significant periods of change and turbulence within our clients' lives and the financial markets at large. A deep understanding of the principles of behavioral finance is what enables Financial Independence to provide the tailored coaching and guidance necessary to answer “yes” to the question “am I going to be OK?”

Trust is the cornerstone of our client relationships and that trust is grounded in our unwavering commitment to act solely in our clients’ best interests with undivided loyalty. The benefits of working with an Accredited Investment Fiduciary® are grounded in the rigorous education, experience and ethics requirements to achieve the designation.

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This award was issued on 12/01/2023 by Five Star Professional (FSP) for the time period 02/13/2023 through 08/31/2023. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 703 Rhode Island-area wealth managers were considered for the award; 120 (17% of candidates) were named 2024 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 637, 136, 21%, 12/1/21, 3/29/21 - 10/1/21; 2022: 648, 130, 20%, 12/1/21, 3/29/21 - 10/1/21; 2021: 624, 151, 24%, 11/1/21, 2/8/21 - 9/10/21; 2020: 614, 132, 21%, 11/1/20, 3/2/20 - 9/25/20; 2019: 568, 131, 23%, 11/1/19, 2/25/19 - 10/7/19; 2018: 545, 131, 24%, 11/1/18, 3/16/18 - 10/4/18; 2017: 476, 189, 40%, 11/1/16, 0316/16 - 11/1/16; 2016: 495, 173, 35%, 10/1/16, 5/6/16 - 10/4/16; 2015: 637, 194, 30%, 12/1/15, 5/6/15 - 9/30/15; 2014: 677, 204, 30%, 11/1/14, 5/6/13 - 9/30/13; 2013: 553, 185, 33%, 10/1/13, 5/6/12 - 9/30/12; 2012: 287, 111, 39%, 11/1/12, 5/6/11 - 9/30/11.
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Financial Independence is registered as an investment advisor and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators and does not mean that the advisor has attained a particular level of skill or ability. For information regarding our qualifications and business practices, please contact us for a copy of our Form ADV Disclosures.

All investment strategies have the potential for profit or loss. Past performance does not guarantee future investment success. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and rebalancing do not guarantee investment success.

Third-party recognition from rating services or publications does not guarantee future investment success. Working with a highly-rated advisor does not ensure that a client or prospective client will experience a higher level of performance. This recognition should not be construed as an endorsement of the advisor by any client. Generally, recognition is based on information prepared and submitted by the advisor.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit