Five Star award winners Nate, Ryan, James, José, Randy, and Ryan

PROFESSIONAL PROFILE

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Nate, Ryan, James, José, Randy, and Ryan

The Rosselot Financial Group

7426 Jager Ct

Cincinnati, OH 45230

Office: 513-232-6500

Info@PlanWithRFG.com
www.PlanWithRFG.com

Professional Approach

We are recognized as an industry leading, family-owned organization with an understanding of the importance of accumulating, preserving and transferring wealth while maintaining family values and relationships to perpetuate our clients` businesses, careers, and communities. We take pride in delivering superior service and key investment strategies to our clients and keeping them informed of the latest news and changes in the markets.

By offering multi-generational planners and attention to the most intimate goals and dreams of our clients, we are committed to being trusted advisors and confidants to them, their children and grandchildren.

Nathan Kosman

CEO/Accredited Investment Fiduciary®

Phone: 513-624-1306

Nate began his career in the financial services industry while in college. After graduating from the University of Cincinnati he continued his career with Ohio National Financial Services.

In 1998 Nate joined his step father, Ron Rosselot, at the Rosselot Financial Group. He now serves as President of the Rosselot Financial Group and Interdependent Advisors LLC. He excels in creating a road map to future financial independence and retirement income distribution strategies by putting himself in your shoes. He listens to your objectives and expectations and works towards solutions within your comfort zone.

In Nate’s spare time he enjoys traveling, attending concerts and sporting events. Nate is a “recovering” athlete having competed in basketball, football and he is a retired rugby player having played with the Cincinnati Wolfhounds. He is currently an assistant coach with the Walnut Hills Rugby Football Club. He is the former head coach of the back to back to back city champion Forest Hills Youth Football Mad Dawgs.

Nate’s greatest accomplishment off the field is having married his high school sweetheart. Nate and Christy raise their three children in Anderson Township.

Licensed: Life, Accident, Health, Series 63, 7, 24, 65, and anAccredited Investment Fiduciary® (AIF®).

Ryan Antepenko

CFO/Accredited Investment Fiduciary®

Phone: 513-624-1302

Ryan began working at The Rosselot Financial Group in 2003. First as an intern, then as a Financial Advisor, and now as a Partner and Advisor. He excels in creating comprehensive financial plans by listening to your goals and building strategies with which you are comfortable. Best of all, Ryan stresses to be on time, keep you informed and provide top-notch service which exceeds your expectations.

Ryan and his wife Lindsay currently reside in Kentucky with their son Colin. Ryan is actively involved in the community and on boards for various organizations. Ryan also enjoys playing golf as well as traveling and attending various sporting events.

Licensed: Life, Accident, Health, Series 7, Series 66, a Loan Officer and Accredited Investment Fiduciary® (AIF®).

José Chavez

Financial Advisor

Phone: 513-233-4312

José joined Rosselot Financial in 2016 from PNC Wealth Management. He has over 20 years of professional experience in relationship, financial management and client service. He began his financial services career with Fidelity Investments, providing solutions for investment portfolio construction, strategies for retirement planning and developing solutions for generating income while in retirement. Transitioning to PNC Wealth Management, he provided customized advice and solutions for high net worth individuals and families. There he focused on a holistic approach to obtaining their short and long term goals in the areas of investment management, financial planning, trust, estate administration and banking.

José earned his bachelors degree in communications from Xavier University. His professional securities registrations include the FINRA 6, 7, 63, 66. He is currently progressing towards his CFP designation.

James Stewart

Financial Advisor, Accredited Investment Fiduciary®

Phone: 513-580-7313

James resides in West Chester, OH with his wife, Dee and son, Drake. His daughter, Ariana, and her husband, CJ, reside in Fort Hood, Texas where CJ is proudly serving in the United States Army. James holds a Bachelor of Science degree from Indiana University. He brings over three decades worth of industry experience to our team and is very passionate about providing families and business owners with assistance in building their financial freedom.

James is an Accredited Investment Fiduciary® (AIF®). He also holds the Life, Accident, and Health Insurance licenses, as well as, Series 7, 63 and 66 securities registrations.

Randy Hein

Financial Advisor, Certified Financial Planner®

Phone: 513-275-6407

Randy resides in Anderson Township, alongside his wife of 19 years, Karen. Their teenage children, Kendall & Nick, attend Anderson HS. Prior to their high school days, Randy had the incredible opportunity of building lasting memories, whilst coaching both of the children throughout their grade school and middle school years. Aside from being an avid golfer, Randy loves playing volleyball, and a good ole’ game of pickleball. He strongly feels there is nothing like travelling and experiencing all the new firsts!

Randy began his career in the Financial Services Industry more than 2 decades ago, with 17 of those years at Fidelity Investments. Before diving into his career, Randy obtained his bachelor’s degree from Ohio University, followed by a master’s degree through Cleveland State University. Randy went on to earn his Certified Equity Professional certification in 2007, and the Certified Financial Planner® designation in 2012. In addition, he holds the Life, Accident & Health insurance licenses, as well as, the Series 6, 63, 66 & 7 securities registrations.

“As a Fiduciary, my passion is to bring financial independence to my client’s and their loved ones!” – Randy Hein.

Ryan Grote

Financial Advisor, Accredited Investment Fiduciary®

Phone: 513-624-1308

Ryan was born and raised on the west side of Cincinnati and graduated from Saint Xavier High School. He is a graduate of Miami University’s Farmer School of Business and he was the captain of the Miami University Rugby Club. He started his financial planning career at Fidelity Investments in 2010 working with personal investment accounts and employer-sponsored retirement plans. Ryan is an Accredited Investment Fiduciary® (AIF®) and has passed Level 1 of the CFA exam. Ryan also holds the Life, Accident, and Health insurance licenses, as well as, Series 7, 66, 63 and 64 securities registrations.

Ryan enjoys traveling and going to concerts. He continues to play rugby for the Cincinnati Wolfhounds and coaches the Saint Xavier rugby team. He has a keen interest in fitness and nutrition, and also enjoys playing bass guitar in his rock band, the Squids.

See Accomplishments

This award was issued on 9/1/23 by Five Star Professional (FSP) for the time period 12/12/22 through 6/30/23. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1,649 Cincinnati-area wealth managers were considered for the award; 240 (15% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2022: 1585, 230, 15%, 9/1/22, 1/3/22 - 7/1/22; 2021: 1357, 216, 16%, 9/1/21, 12/14/20 - 7/9/21; 2020: 1406, 216, 15%, 9/1/20, 12/2/19 - 6/12/20; 2019: 1371, 238, 17%, 9/1/19, 11/19/18 - 6/28/19; 2018: 1413, 239, 17%, 9/1/18, 12/20/17 - 7/19/18; 2017: 985, 288, 29%, 9/1/17, 12/21/16 - 6/29/17; 2016: 918, 368, 40%, 8/1/16, 2/10/16 - 7/25/16; 2015: 1667, 427, 26%, 9/1/15, 2/10/15 - 7/25/15; 2014: 2082, 483, 23%, 9/1/14, 2/10/14 - 7/25/14; 2013: 1367, 509, 37%, 9/1/13, 2/10/13 - 7/25/13; 2012: 1265, 477, 38%, 9/1/12, 2/10/12 - 7/25/12.

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Investment Advisory Services offered through Independent Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA / SIPC, to residents of: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NM, NV, NY, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV. Cambridge and Rosselot Financial Group are not affiliated.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance . Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.